Compliance Operations Specialist i Stockholm

Klarna makes shopping smoooth. And we do it with flair because shopping is fun. Every day, we help customers, businesses, and partners explore just how smoooth the modern shopping experience can be. 

It means we’re constantly changing the game. Always trying out new things. And we encourage our people to do the same. To grow. To develop. Because we don’t believe roles have to stay fixed. Instead we inspire our people to take an irregular career path. As a company of 350 dynamic start-ups, our whole business is built for it. So once you’re in, there’s no telling what will happen next.

The Compliance Operations Banking team’s main focus is to prevent Klarna from being used in

financial crimes such as money laundering and terrorism financing through operational reviews,

monitoring, and investigations of all activity in Klarna’s banking products.

As we continue to grow our customer base, our global footprint, products and channels, as well as our

screening functions, Compliance Operations are growing in sophistication and becoming integral in the

success of the business.

To help drive a worldclass first-line defence against financial crimes, we are now looking for Compliance Operations Specialists to join the Compliance Operations Banking team.

As a Compliance Operations Specialist for Compliance Operations Banking, you will be performing reviews and investigations of high risk customers and segments for Klarna’s banking products on the European markets. You will identify, prevent and monitor high risk transactions in relation to financial crimes. Your focus will be Anti-Money Laundering/Counter-Terrorist Financing first-line defence - performing compliance related operational tasks 

What you will be doing:

• Daily reviewing of individuals and transactions matched against Politically Exposed Person (PEP) lists as well as various Sanction lists.
• Review individuals that are under investigation by law enforcement.
• Investigate individuals hit by AML and CTF high risk scenarios and alarms, including sending and analyzing KYC and EDD questionnaires.
• Receive and investigate suspicious transactions, escalated by other internal departments and decide on further escalation processes.
• Report suspicious transactions and individuals to the Money Laundering Reporting Officer.
• Suggest improvements to monitoring processes, consumer risk rating and review/investigation routines to improve detection.
• You will work in a cross functional team and in close collaboration with stakeholders such as the KYC & AML Monitoring team, the AML & CTF Screening team, the Compliance function, and consumer facing teams within Customer Services.

You should get in touch with us if you:

• Are a solution oriented and street smart person with an interest in risk, law proceedings and e-commerce/banking
• Always put great emphasis on quality, details and enjoy a structured way of working
• Are accurate, a true team player and thrive when working in a highly challenging, ever changing environment
• Are used to communicating with people cross-functionally

In order to be successful in this role we believe that you have:

• A strong ability to process large sets of information and detect anomalies
• A structured and accurate way of working
• Good communication skills, both verbal and written
• A strong drive and enjoy working in a high paced operational environment

Interested? Great! Apply as soon as possible as we speak with suitable candidates continuously. Questions or want to know more? Don’t hesitate to contact us.

We offer you an international working environment filled with smart and ambitious colleagues. Your role will make a difference, and you will be a player in a team that has a strong impact on the business.

Klarna was founded in Stockholm, Sweden in 2005. Since then, we’ve changed the banking industry forever. And now we’re creating the world’s smooothest shopping experience. We serve 80 million consumers worldwide, and partner with 190,000 merchants – with a new merchant joining us every 8 minutes. Including some of the world’s leading brands, such as H&M, ASOS, IKEA, Adidas, Samsung and Lufthansa. Our offices are spread over 18 different markets, hosted by +3000 people from 90 nationalities.